Month: November 2015

Why Money Is Worth More Than Life

It is the great trap that has misled and conditioned people since the time of the Roman Empire. Prior to this people traded in goods and clay cylinders and tablets of ancient times verify that money was never used. The rise of coins was gradual and at first untrustworthy as merchants were used to dealing in exchange. Two sheep might have been worth one cow or a sack of barley, and these exchanges are recorded as such.

Only with the introduction of iron and complex alloys could money be minted and the first coins are primitive in design and some carried the king’s likeness while others might bear other images. ‘Exchange’ is the same as ‘X-change’ or ‘changed by the cross’ and that concept needs explaining.

Following my reincarnation and with a strong link to the Spirit of the Universe, the real God, it took me back in time to the origin of religion and the first crucifixion. It showed me the Mother God of Babylon and how it reigns supreme to this day. The identity of the two beasts of Revelation was also made known and the story is now complete.

At the age shown to me between lives the Spirit commissioned me to tear down the wall of blindness manufactured by religion and bring in the harvest. We are in the last days and the prophecies are coming true.

It takes thousands of pages to explain and the Internet is the mountain of knowledge given by God for this time. It is spreading the truth as everyone has access to it and the light it exudes is rocking the foundation of the wall and ripping it down. The rest is up to people to make use of it and seek the Spirit before it is too late.

Money is the handicap, however, as the majority prefer it to their chance for eternal life. They neither understand nor care what God has revealed because their greed for wealth and man-made power is paramount. They will even die to protect their fortunes and eternal death awaits them.

5 Money Saving Moving Tips

5 Money Saving Moving TipsMoving can be a daunting task, whether your new home is across town or across the country. Advanced planning is important. Besides devoting time to organize and pack your belongings, be sure to put aside time to financially prepare for your move. Following are money saving moving tips:

1. Create a budget and stick to it.

It is crucial to maintain a budget of expenses when you move. Develop a list of expected expenses including boxes, packing materials, movers, restaurant meals, hotels, gas, etc. Add a buffer to your budget to account for unexpected expenses.

2. Hire a mover.

Get quotes from several moving companies. Moving costs are typically determined by weight or the number of rooms, the distance between homes, packing and unpacking efforts, and the time of year. Expect to pay more during peak moving times like during the summer, on weekends, or on holidays. Keep in mind that the lowest estimate received may not yield the best deal. Review each moving company’s policy thoroughly for coverage of items that are damaged or broken during the move.

3. Pack affordably.

Even if you opt to hire a professional mover, you can reduce some of the cost by packing and unpacking yourself. Shop around for the best deal on packing materials and tape. Collect boxes at work, your local grocery store, and from family and friends.

4. Limit travel weight.

Since movers often charge by weight, be sure to eliminate unnecessarily heavy items such as jars of change. Hold a garage sale to get rid of unused items. Or, sell household items to your local second-hand store, online or donate them to a charity. Reducing the overall amount and weight of items will reduce your moving cost.

5. Turn off the utilities.

Call your cable provider ahead of time to have your service terminated the day you move. Turn off the water heater and lower the thermostat. Make sure all lights are turned off. Ensure doors and windows are locked and sealed so that the area is protected while empty.

Five Tips to Accumulating Money

“Living encased in a glass box is cool if you are into watching everyone else around you experience life.”

[Morgan Montgomery]

Five Steps To Money Power
BUILD A STASH

It is not enough just to make money. Unless you set some aside regularly, the money you make will do nothing but get you by. Independence requires money you can use to:

* Make dreams come true

* Get you out of a jam

* Give you freedom to make choices

* Keep you safe

* Make a difference

A stash is money that is set aside and growing. It is not just those coins that you save in a jar under the bed. It is money that grows from interest earned and assets that become more valuable as time goes by. Everyone has got what it takes to create a stash. Start with small goals and work your way up from there. With a large enough stash, money starts to make money while you sleep. You can do this. Get in the habit if you are serious about independence.

CREATE A VISION

Setting aside money for the sake of accumulating money is pretty boring. Money is the vehicle that allows you to put your dreams in place. But a vision is a plan on paper that makes the dreams you have in your head tangible and attainable.

ESTABLISH WHAT YOU ARE WORTH

There are at least two ways to think about what you are worth. And you need to keep them both in mind.

*Your Inner Worth

Your inner worth has no price tag. You are in charge of this. Take yourself seriously and force others to take you seriously too. How highly to you regard yourself? Everyone has value by virtue of being human and taking up space on earth.

* Your Net Worth

Your net worth is easier to keep track of. Your net worth is calculated quite simply. What you OWN minus what you OWE.

LEARN THE LANGUAGE

You have to understand the culture and speak the language of the businesses you are going to undertake to master your economic destiny. You need to understand & know the answers to these:

What is profit, net income, an asset, negative gearing, zoning, land valuation etc? Business language is not for use some day in the distant future; it is part of your present life, right now.

CREATE INCOME

Once source of income is not enough. The trick to building a lifelong income big enough to support your dreams is to create more than one source of income and manage that income with a plan.

If you want maximum freedom you will need to implement your crazy/ weird/ original/wonderful ideas to start building your stash!

DEFY MATERIALISM

The next issue may seem confusing and contradictory. Much about the independent life often is. Having been introduced to the secrets that encourage you to MAKE MONEY, why not assume that a companion secret would encourage you to indulge in an orgy of consumption? Buy till you die?

This big secret will offer part of the answer to this conundrum. But the truth is that if you are to be money conscious, you must also be conscious of your level of materialism.

Are things important to you? Do you equate who you are with what you have? Brazen materialists don’t often wind up on the roster of the rich list because people who are really into “things” are by definition DEPENDENT.

They are dependent on their possessions to tell everyone who they are. So you are cool only if you wear designer clothes and drive the latest 4WD?? Materialists are dependent on their “things” to tell the world that they are important!

You have to be careful with things. So every time you want an extravagant “thing” ask yourself these questions:

1. Does what I buy undermine my goals to manage my money and build a long-term asset base?

2. Will this purchase now prevent me from investing in something more important later?

Navigating the waters of materialism is hard work and requires the steel will of the confirmed independent, the person who can make up their own mind about what they want and need rather than cave in to peer pressure, marketing mantras or their own fleeting impulses.

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5 Questions You Should Ask Your Financial Advisor

Managing your wealth, no matter how big or small, is a cumbersome task. Your financial advisor helps to keep your money safe while making it work for you. Before you start working with someone, ask them these important questions.

What Certifications Do You Have?

You need to know what licenses and certification your financial advisor has. Most of the top consultants are certified public accountants, fund specialists, consultants, or analysts. Some even carry a Juris doctorate and insurance licenses. While everyone has to start somewhere, you want to work with a firm that has extensive experience in the field.

What Safeguards Are in Place to Protect Assets from Fraud?

Your assets need to be protected by a reputable custodian. When you ask about safeguards, you should also ask about any infractions he or she has received in the past both with the firm and as an individual. To provide you with the best service, your financial advisor should be a fiduciary.

Consultants with a strict code of ethics have standards that they share with their clients. However, no matter their standards, they should be in compliance with Financial Industry Regulatory Authority, state and regulatory agencies, and the Security’s and Exchange Commission.

What Are Your Fees?

When it comes to fees, your counselor should be 100 percent transparent. He or she needs to explain his or her exact fee structure, so you understand how you are paying. Some are fee-only, meaning they provide a flat rate for services rendered.

Some investment consultants charge a commission fee. That means they make money off each product you purchase to help your investments grow. It is important to know which one you are working with, or if you are with someone who charges a fee in addition to earning commissions.

What Access Do You Have to Earning Reports?

As your financial advisor, he or she should have direct access to the top holdings of where your investments are. He or she needs to be able to tell you immediately what the earnings report is anytime you call.

At the very least, he or she should be able to educate you on your holdings before any investment of assets. By educating you on available options and what assets are invested, you can better understand what the consultant suggests.

How Often Do You Communicate

When it comes to letting you know how your money is doing, the counselor should be open to communication. He or she should send out weekly announcements about the market. Also, you must be informed of trade notifications immediately and receive an explanation on every buy and sell option. Most firms also send out information about their monthly investment outlook as well as a quarterly outlook. Brokers also offer to keep their customers informed with educational information and fact sheets.

Ask the tough questions of a financial advisor before asking him or her to manage your funds. It helps you to weed out the inexperienced and shady consultants before losing any money.